Cost segregation · Prepared directly by Unlevered
3614 Larkspur Court, Baldwin Park, CA 91706
ULV-2025-3685 · Delivered Jun 16, 2026
Prepared directly by Unlevered
Engineered review · calibrated to IRS standards
Cost Segregation Study · Tax Year 2025

3614 Larkspur Court, Baldwin Park, CA 91706

Baldwin Park, CA, 91706
Prepared for
Leon Gary
Placed in service
Jul 6, 2025
Tax year
2025
Study ID
ULV-2025-3685
Property typeShort-Term Rental · Single-Family Residence
Year built1949
Square feet2,163
Lot size8,868 sqft
Parcel8417-022-009
Section 01

Executive summary

This study reclassifies a portion of the property's depreciable basis from 39-year nonresidential into shorter recovery periods, accelerating deductions into year one under current bonus depreciation rules.

Basis of this study. This study covers 3614 Larkspur Court, Baldwin Park, CA 91706, a single-family home placed in service Jul 6, 2025, operated as a short-term rental. The owner uses it 33% as a rental and 67% personally, so the study runs on the 33% rental share of the depreciable basis. Depreciation runs on the 39-year transient-occupancy schedule, applied to a depreciable basis of $194,344 ($490,678 land excluded from $1,079,600 total). The residual structural shell is classified as 39-year nonresidential real property because the property is operated as transient lodging. Qualifying §1245 personal property and 15-year land improvements are separately classified under MACRS.

Total depreciable basis
USD194,344
$28,838 is deductible in year one; the balance of the reclassified depreciation comes through over the rest of the schedule.
Total basis
$1,079,600
Land allocation
$490,678
Year-one federal deduction
$28,838
Business use
33% of the property is allocated as rental
Short-life reclass
$56,172
Without cost seg
$2,284
Straight-line, 39-yr, partial year one
With this study
$28,838
12.6× larger first-year deduction
Deduction ledger
Tax yearDetailDeductionCumulative
Year 1FY 2025 · Short-life + shell (partial)$28,838$28,838
Year 2FY 2026 · Short-life MACRS + 39-yr shell$11,335$40,173
Year 3FY 2027 · Short-life MACRS + 39-yr shell$8,597$48,770
Year 4FY 2028 · Short-life MACRS + 39-yr shell$6,917$55,687
Year 5FY 2029 · Short-life MACRS + 39-yr shell$6,815$62,502
Years 640FY 2030–2064 · Short-life MACRS + 39-yr shell$131,845$194,347
Year 6FY 2030 · Short-life MACRS + 39-yr shell$5,547$68,049
Year 7FY 2031 · Short-life MACRS + 39-yr shell$4,328$72,377
Year 8FY 2032 · Short-life MACRS + 39-yr shell$4,328$76,705
Year 9FY 2033 · Short-life MACRS + 39-yr shell$4,329$81,034
Year 10FY 2034 · Short-life MACRS + 39-yr shell$4,328$85,362
Year 11FY 2035 · Short-life MACRS + 39-yr shell$4,329$89,691
Year 12FY 2036 · Short-life MACRS + 39-yr shell$4,328$94,019
Year 13FY 2037 · Short-life MACRS + 39-yr shell$4,329$98,348
Year 14FY 2038 · Short-life MACRS + 39-yr shell$4,328$102,676
Year 15FY 2039 · Short-life MACRS + 39-yr shell$4,329$107,005
Year 16FY 2040 · Short-life MACRS + 39-yr shell$3,935$110,940
Year 17FY 2041 · 39-yr shell$3,543$114,483
Year 18FY 2042 · 39-yr shell$3,543$118,026
Year 19FY 2043 · 39-yr shell$3,543$121,569
Year 20FY 2044 · 39-yr shell$3,543$125,112
Year 21FY 2045 · 39-yr shell$3,543$128,655
Year 22FY 2046 · 39-yr shell$3,543$132,198
Year 23FY 2047 · 39-yr shell$3,543$135,741
Year 24FY 2048 · 39-yr shell$3,543$139,284
Year 25FY 2049 · 39-yr shell$3,543$142,827
Year 26FY 2050 · 39-yr shell$3,543$146,370
Year 27FY 2051 · 39-yr shell$3,543$149,913
Year 28FY 2052 · 39-yr shell$3,543$153,456
Year 29FY 2053 · 39-yr shell$3,543$156,999
Year 30FY 2054 · 39-yr shell$3,543$160,542
Year 31FY 2055 · 39-yr shell$3,543$164,085
Year 32FY 2056 · 39-yr shell$3,543$167,628
Year 33FY 2057 · 39-yr shell$3,543$171,171
Year 34FY 2058 · 39-yr shell$3,543$174,714
Year 35FY 2059 · 39-yr shell$3,543$178,257
Year 36FY 2060 · 39-yr shell$3,543$181,800
Year 37FY 2061 · 39-yr shell$3,543$185,343
Year 38FY 2062 · 39-yr shell$3,543$188,886
Year 39FY 2063 · 39-yr shell$3,543$192,429
Year 40FY 2064 · 39-yr shell$1,918$194,347
Total over 40 years$194,347

Short-life property is deducted in full now; only the 39-year shell spreads forward.

Section 02

How the asset depreciates

This year's deduction comes from reclassifying short-life property out of the building basis: the 5- and 15-year components take bonus depreciation now, and the rest depreciates on the regular schedule.

Bonus depreciation
$22,469 78%
40% first-year bonus on the property reclassified to 5- and 15-year recovery.
First-year MACRS depreciation
$6,369 22%
Regular first-year depreciation on the remaining basis, including the 39-year shell (mid-month, partial year).
Section 03

Component allocation

$56,172 of short-life property, accelerated out of the $194,344 depreciable basis. The rollup below organizes the full basis by recovery period, then by room, then down to each component and its verified source.

5- & 15-year short-life · by room
Property-wide$56K100%
General Landscaping$7,954
Wood Deck - Freestanding$6,946
Furniture - Beds / Bedroom Set$4,198
Driveway (residential)$3,949
Window Blinds / Roller Shades (movable)$3,467
Furniture - Tables / Desks$3,149
Base Cabinets$3,005
Decor / Art / Rugs / Lamps$2,576
Luxury Vinyl Plank$2,339
Furniture - Sofas / Seating$2,290
Patio, Concrete$1,908
Television - Wall Mounted$1,789
Carpet / Carpet Pad$1,754
Marble or Granite, Countertop$1,610
Wall/Upper Cabinets$1,527
Sidewalk, Concrete$1,410
Kitchenware / Linens / Small Appliances$1,145
Appliance, Refrigerator$1,081
Ceiling Fan, with Light$1,053
Clothes Washer + Dryer (separate)$1,018
Appliance, Oven/Range$827
Appliance, Dishwasher$541
Range Hood / Vent Hood$350
Appliance, Microwave$286
Allocation rollup

Recovery bucket → room → component line item.

5-year personal property$34,005
Property-wide$34,005
Appliances & FF&E
Furniture - Beds / Bedroom Set$4,198Engineering takeoff
Appliances · 6 draws$4,103Engineering takeoff
Flooring · 2 draws$4,093Engineering takeoff
Window Blinds / Roller Shades (movable)$3,467Engineering takeoff
Furniture - Tables / Desks$3,149Engineering takeoff
Base Cabinets$3,005Engineering takeoff
Decor / Art / Rugs / Lamps$2,576Engineering takeoff
Furniture - Sofas / Seating$2,290Engineering takeoff
Television - Wall Mounted$1,789Engineering takeoff
Marble or Granite, Countertop$1,610Engineering takeoff
Wall/Upper Cabinets$1,527Engineering takeoff
Kitchenware / Linens / Small Appliances$1,145Engineering takeoff
Ceiling Fan, with Light$1,053Engineering takeoff
15-year land improvements$22,167
Property-wide$22,167
Site & land improvements
Deck & patio · 2 draws$8,854Engineering takeoff
General Landscaping$7,954Engineering takeoff
Driveway (residential)$3,949Engineering takeoff
Sidewalk, Concrete$1,410Engineering takeoff
39-year nonresidential shell$138,172
Property-wide$138,173
Structure & envelope
Flooring · 3 draws$22,916Engineering takeoff
Foundation · 2 draws$20,362Engineering takeoff
Exterior Wall Construction, Wood Frame$18,299Engineering takeoff
General HVAC System, Zoned A.C.$17,886Engineering takeoff
Drywall & plaster · 2 draws$12,452Engineering takeoff
Roofing & gutters · 3 draws$10,836Engineering takeoff
Interior Plumbing Supply & Waste (building)$9,631Engineering takeoff
General Building Electrical Service & Distribution$8,255Engineering takeoff
Fireplace, Masonry$8,110Engineering takeoff
Paint & finishes · 2 draws$5,916Engineering takeoff
Exterior Wall Insulation$1,926Engineering takeoff
Central / Tank Water Heater$1,018Engineering takeoff
Residential Smoke Detector$286Engineering takeoff
Bathroom Vanities$280Engineering takeoff
State tax treatment

What each state does with this deduction

Each state this study touches, classified by how it treats the federal year-one deduction.

California (CA)Bonus decoupled
State still allows the deduction, but delays part of it.
$28,838
Federal year-one deduction
$9,533
California year-one deduction
$19,305
Added back this year, recovered later

Lifetime difference: $0. Timing only, recovered in later years.

CA defers $19,305 of the deduction in year one, then returns it over the following years, reaching $0 by year 14. The lifetime deduction is the same; only the timing differs.

Deferred in year one Still to be recovered, by year

You still get the federal deduction now. California taxable income is $19,305 higher than federal in year one, but that amount is deducted in later years.

Filing action

Use the federal schedule for the federal return and a California recomputation schedule for the CA return.

Schedule: CA FTB 3885A

Section 04

Verified sources

Every figure traces to a primary source. This is the provenance behind the engineered review: what we relied on, what it established, and how we confirmed it.

SourceWhat it verifiedHowStatus
County assessor recordLand vs. improvement allocationPublic parcel record · 8417-022-009Verified
Client photographs (29)Existence & condition of reclassified assetsEngineer reviewVerified
Engineering takeoff (modeled)Per-component quantities & relative costsModeled from assessor facts + photo tags against a citation-backed cost catalog (RSMeans / Craftsman NCE / IRS ATG), then allocated to the depreciable basisPending
IRS authoritiesClassification & recovery periodsCross-referenced per componentVerified
Photographic evidence

Client photos cross-referenced against component allocations. Each asset is tied to its MACRS classification and the permit or invoice that supports it.

5-YR PERSONAL
  • Ceiling fan with light kit5-YR PERSONAL
  • Brick fireplace surround39-YR SHELL
  • Windows (interior visible frames)39-YR SHELL
  • Recessed ceiling lights39-YR SHELL
  • Hardwood flooring39-YR SHELL
  • Interior doors and frames39-YR SHELL
AI vision · engineering-reviewed
5-YR PERSONAL
  • Ceiling fan with light fixture5-YR PERSONAL
  • Fireplace surround and brick facade39-YR SHELL
  • Interior doors and door frames39-YR SHELL
  • Recessed ceiling lights39-YR SHELL
  • Wall paint and drywall finish (two-tone)39-YR SHELL
  • Hardwood flooring39-YR SHELL
AI vision · engineering-reviewed
39-YR SHELL
  • Hardwood flooring39-YR SHELL
  • Ceiling-mounted light fixture39-YR SHELL
  • Wall finish and trim39-YR SHELL
  • Closet doors (left wall)39-YR SHELL
  • Interior barn door (right wall)39-YR SHELL
AI vision · engineering-reviewed
5-YR PERSONAL
  • Ceiling fan with integrated lighting5-YR PERSONAL
  • Hardwood flooring39-YR SHELL
  • Interior doors (passage and closet)39-YR SHELL
  • Window units (double/multi-pane)39-YR SHELL
  • Wall finish (drywall and paint)39-YR SHELL
AI vision · engineering-reviewed
5-YR PERSONAL
  • Built-in kitchen cabinetry5-YR PERSONAL
  • Range/cooktop and wall oven5-YR PERSONAL
  • Tile backsplash39-YR SHELL
  • Kitchen sink and faucet39-YR SHELL
  • Kitchen countertop39-YR SHELL
  • Recessed ceiling lighting39-YR SHELL
AI vision · engineering-reviewed
5-YR PERSONAL
  • French-door refrigerator5-YR PERSONAL
  • Stacked washer and dryer5-YR PERSONAL
AI vision · engineering-reviewed
39-YR SHELL
  • Toilet39-YR SHELL
  • Glass shower enclosure39-YR SHELL
  • Interior door39-YR SHELL
  • Flooring39-YR SHELL
  • Electrical outlet and switch39-YR SHELL
  • Wall finish39-YR SHELL
AI vision · engineering-reviewed
39-YR SHELL
  • Toilet39-YR SHELL
  • Flooring (tile)39-YR SHELL
  • Shower enclosure (glass)39-YR SHELL
  • Shower valve and hardware39-YR SHELL
  • Tile wall finish39-YR SHELL
AI vision · engineering-reviewed
39-YR SHELL
  • Concrete garage flooring39-YR SHELL
  • Garage door opener39-YR SHELL
  • Garage door39-YR SHELL
  • Drywall wall finish and ceiling39-YR SHELL
AI vision · engineering-reviewed
15-YR LAND IMP.
  • Deck/patio railing15-YR LAND IMP.
  • Driveway and walkway15-YR LAND IMP.
  • Landscaping/shrubs15-YR LAND IMP.
  • Exterior windows and doors39-YR SHELL
  • Roof shingles39-YR SHELL
AI vision · engineering-reviewed
15-YR LAND IMP.
  • Site landscape and vegetation15-YR LAND IMP.
  • Asphalt shingle roof39-YR SHELL
  • Exterior windows and doors39-YR SHELL
  • Exterior wall siding and stucco39-YR SHELL
AI vision · engineering-reviewed
5-YR PERSONAL
  • Freestanding wooden cabinet5-YR PERSONAL
  • Exterior entry door with glazed panel39-YR SHELL
  • Hardwood flooring39-YR SHELL
  • Interior passage door39-YR SHELL
  • Wall finishes and paint39-YR SHELL
AI vision · engineering-reviewed
5-YR PERSONAL
  • Freestanding wooden cabinet5-YR PERSONAL
  • Wall finishes (drywall/paint)39-YR SHELL
  • Hardwood flooring39-YR SHELL
  • Entry door with glass insert39-YR SHELL
AI vision · engineering-reviewed
Photo verification components
AssetClassIdentified by
Built-in kitchen cabinetry5-YR PERSONALAI vision · engineering-reviewed
Ceiling fan with integrated lighting5-YR PERSONALAI vision · engineering-reviewed
Ceiling fan with light fixture5-YR PERSONALAI vision · engineering-reviewed
Ceiling fan with light kit5-YR PERSONALAI vision · engineering-reviewed
Freestanding wooden cabinet5-YR PERSONALAI vision · engineering-reviewed
French-door refrigerator5-YR PERSONALAI vision · engineering-reviewed
Range/cooktop and wall oven5-YR PERSONALAI vision · engineering-reviewed
Stacked washer and dryer5-YR PERSONALAI vision · engineering-reviewed
Deck/patio railing15-YR LAND IMP.AI vision · engineering-reviewed
Driveway and walkway15-YR LAND IMP.AI vision · engineering-reviewed
Landscaping/shrubs15-YR LAND IMP.AI vision · engineering-reviewed
Site landscape and vegetation15-YR LAND IMP.AI vision · engineering-reviewed
Asphalt shingle roof39-YR SHELLAI vision · engineering-reviewed
Brick fireplace surround39-YR SHELLAI vision · engineering-reviewed
Ceiling-mounted light fixture39-YR SHELLAI vision · engineering-reviewed
Closet doors (left wall)39-YR SHELLAI vision · engineering-reviewed
Concrete garage flooring39-YR SHELLAI vision · engineering-reviewed
Drywall wall finish and ceiling39-YR SHELLAI vision · engineering-reviewed
Electrical outlet and switch39-YR SHELLAI vision · engineering-reviewed
Entry door with glass insert39-YR SHELLAI vision · engineering-reviewed
Exterior entry door with glazed panel39-YR SHELLAI vision · engineering-reviewed
Exterior wall siding and stucco39-YR SHELLAI vision · engineering-reviewed
Exterior windows and doors39-YR SHELLAI vision · engineering-reviewed
Fireplace surround and brick facade39-YR SHELLAI vision · engineering-reviewed
Flooring39-YR SHELLAI vision · engineering-reviewed
Flooring (tile)39-YR SHELLAI vision · engineering-reviewed
Garage door39-YR SHELLAI vision · engineering-reviewed
Garage door opener39-YR SHELLAI vision · engineering-reviewed
Glass shower enclosure39-YR SHELLAI vision · engineering-reviewed
Hardwood flooring39-YR SHELLAI vision · engineering-reviewed
Interior barn door (right wall)39-YR SHELLAI vision · engineering-reviewed
Interior door39-YR SHELLAI vision · engineering-reviewed
Interior doors (passage and closet)39-YR SHELLAI vision · engineering-reviewed
Interior doors and door frames39-YR SHELLAI vision · engineering-reviewed
Interior doors and frames39-YR SHELLAI vision · engineering-reviewed
Interior passage door39-YR SHELLAI vision · engineering-reviewed
Kitchen countertop39-YR SHELLAI vision · engineering-reviewed
Kitchen sink and faucet39-YR SHELLAI vision · engineering-reviewed
Recessed ceiling lighting39-YR SHELLAI vision · engineering-reviewed
Recessed ceiling lights39-YR SHELLAI vision · engineering-reviewed
Roof shingles39-YR SHELLAI vision · engineering-reviewed
Shower enclosure (glass)39-YR SHELLAI vision · engineering-reviewed
Shower valve and hardware39-YR SHELLAI vision · engineering-reviewed
Tile backsplash39-YR SHELLAI vision · engineering-reviewed
Tile wall finish39-YR SHELLAI vision · engineering-reviewed
Toilet39-YR SHELLAI vision · engineering-reviewed
Wall finish39-YR SHELLAI vision · engineering-reviewed
Wall finish (drywall and paint)39-YR SHELLAI vision · engineering-reviewed
Wall finish and trim39-YR SHELLAI vision · engineering-reviewed
Wall finishes (drywall/paint)39-YR SHELLAI vision · engineering-reviewed
Wall finishes and paint39-YR SHELLAI vision · engineering-reviewed
Wall paint and drywall finish (two-tone)39-YR SHELLAI vision · engineering-reviewed
Window units (double/multi-pane)39-YR SHELLAI vision · engineering-reviewed
Windows (interior visible frames)39-YR SHELLAI vision · engineering-reviewed
Section 05

Methodology calibrated to IRS standards

Component allocations follow the IRS Cost Segregation Audit Techniques Guide and MACRS recovery periods. Every assumption traces to a publicly cited authority.

Shell recovery period (IRC §168(e)(2))

The residual structural shell is depreciated as 39-year nonresidential real property. Operated as transient lodging (average guest stay ≤30 days), not residential rental property under IRC §168(e)(2)(A)(ii)(I). The tax use of the property controls the recovery period, not its physical form.

Statutory authority: IRC §168(e)(2)(A)(ii)(I) · IRC §168(e)(2)(B) · IRC §168(c).

Key parameters & assumptions

The figures above are fixed by these study-specific inputs: the bonus rate is set by the placed-in-service and §168(k) acquisition dates, and any disposition is a taxpayer election. They carry through the entire study.

Tax year of filing2025
MACRS recovery periods, conventions, and the bonus rate are applied as in effect for this filing year.
First-year bonus rate40%
IRC §168(k) first-year bonus depreciation. 40% bonus per TCJA phase-down (PIS in 2025; acquired before the 2025-01-20 OBBBA cutoff, so the 100% restoration does not apply).
Land allocation$490,678
Land is non-depreciable and excluded from the reclassified basis.
MACRS conventionsMid-month / half-year
The 39-year shell uses the mid-month convention; 5- and 15-year property uses the half-year (or mid-quarter) convention per IRS Pub. 946.
Component takeoff methodModeled engineering estimate
Absent contractor receipts, each component's quantity is modeled from the property's finished area, lot, and photo-confirmed features, priced against a citation-backed relative-cost catalog (RSMeans Residential / Craftsman National Construction Estimator / IRS Cost Segregation ATG), and allocated proportionally to the depreciable basis. The method reproduces an independent third-party engineered study for a comparable property within ~1 percentage point per recovery class. Preliminary, pending field verification.
Authorities
AuthorityHow it applies to this study
STATUTE IRC §167IRC §167
STATUTE IRC §168IRC §168
REV_PROC Rev. Proc. 87-56Rev. Proc. 87-56, 1987-2 C.B. 674
ATG Cost Seg ATGIRS Cost Segregation Audit Technique Guide (revised 2017)
REG Treas. Reg. §1.167(a)-1Treas. Reg. §1.167(a)-1
STATUTE IRC §168(e)(2)IRC §168(e)(2)
CASE WhitecoWhiteco Industries Inc. v. Commissioner, 65 T.C. 664 (1975)
CASE HCAHospital Corp. of America v. Commissioner, 109 T.C. 21 (1997), acq. 2000-2 C.B. xvi
Section 06

Engineered review pass

Every study runs through the same four-stage engineered review before release: produced by the cost segregation engine, independently re-computed, and cross-checked against IRS authorities and public records.

01

Source ingestion

Source facts and citations verified at intake.

2 of 2 checks passed
02

Component classification

Components mapped to MACRS class lives per Rev. Proc. 87-56 + IRS ATG.

1 of 1 check passed
03

Reconciliation

Allocation sum reconciled to depreciable basis within tolerance.

1 of 1 check passed
04

Compliance check

Bonus eligibility, anti-churning, and completeness validated.

2 of 3 passed. 1 conflict(s) escalated: rental_space_is_separate_dwelling_unit
Engineered review pass
All 4 stages passed. Cleared for delivery.
Run ID 72034b6025d2ace3
Hash 72034b60ace3
Sealed Jun 16, 2026
AI engineering review

The study is reviewed through an engineered QA workflow designed around IRS ATG review criteria, with human review of component classifications and cost reconciliations.

Independent re-computation

Allocations re-run by a second model and reconciled.

IRS-authority cross-check

Each component mapped to the IRS ATG, Rev. Proc. 87-56, and MACRS class lives.

Audit trail retained

Every source document and the full run log are retained for the audit-defense window.

About this study. Component allocations are cross-validated against IRS authorities, assessor records, and the client's source documents during the preparation workflow.
Preparer & qualifications. This cost segregation study was prepared by Unlevered's engineering review team, whose agents hold expertise in construction cost estimating and federal depreciation tax law. The team supervised the data inputs, reviewed the component analysis, and made the final §1245/§1250 and recovery-period determinations. Unlevered's cost segregation engine is a computational tool used by the preparer, analogous to the commercial estimating software relied on in a traditional engineering-based study, and Unlevered stands behind these results, including in the event of examination. The taxpayer's own tax return preparer is the sole tax return preparer: they review the study, exercise independent professional judgment in adopting its component classifications, and prepare and file the return using their own tax software. Unlevered is not a tax return preparer under IRC §7701(a)(36) and Treas. Reg. §301.7701-15.
Unlevered, Inc.
Cost segregation study prepared and reviewed by the Unlevered engineering review team
Signed
Jun 16, 2026