Cost segregation · Prepared directly by Unlevered
55 La Gorce Circle, Miami Beach, FL 33141
ULV-2025-41AC · Delivered Jun 12, 2026
Prepared directly by Unlevered
Engineered review · calibrated to IRS standards
Cost Segregation Study · Tax Year 2025

55 La Gorce Circle, Miami Beach, FL 33141

Miami Beach, FL, 33141
Prepared for
R. Alvarez, M.D.
Placed in service
May 15, 2023
Tax year
2025
Study ID
ULV-2025-41AC
Property typeShort-Term Rental · Single-Family Residence
Year built2008
Square feet6,200
Beds6
Baths6 + 2 half
Lot size19,000 sqft
Parcel02-3210-001-0450
Section 01

Executive summary

This study reclassifies a portion of the property's depreciable basis from 39-year nonresidential into shorter recovery periods, accelerating deductions into year one under current bonus depreciation rules.

Basis of this study. This study covers 55 La Gorce Circle, Miami Beach, FL 33141, a single-family home placed in service May 15, 2023, operated as a short-term rental. The entire property is in scope at 100% business use. Depreciation runs on the 39-year transient-occupancy schedule, applied to a depreciable basis of $2,945,000 ($775,000 land excluded from $3,720,000 total). The residual structural shell is classified as 39-year nonresidential real property because the property is operated as transient lodging.

Estimated current-year deduction
USD1,071,309
A one-time catch-up for depreciation you could have taken in earlier years but didn't, claimed all at once this year through a Form 3115 your preparer files.
Total basis
$3,720,000
Land allocation
$775,000
Year-one federal deduction
$1,071,309
Short-life reclass
$1,183,612
Without cost seg
$47,196
Straight-line, 39-yr, partial year one
With this study
$1,071,309
22.7× larger first-year deduction
Deduction ledger
Tax yearDetailDeductionCumulative
Year 1FY 2025 · Short-life + shell (partial)$1,071,309$1,071,309
Year 2FY 2026 · Short-life MACRS + 39-yr shell$69,262$1,140,571
Year 3FY 2027 · Short-life MACRS + 39-yr shell$68,623$1,209,194
Year 4FY 2028 · Short-life MACRS + 39-yr shell$59,189$1,268,383
Year 5FY 2029 · Short-life MACRS + 39-yr shell$50,063$1,318,446
Years 638FY 2030–2062 · Short-life MACRS + 39-yr shell$1,503,857$2,822,303
Year 6FY 2030 · Short-life MACRS + 39-yr shell$50,063$1,368,509
Year 7FY 2031 · Short-life MACRS + 39-yr shell$50,071$1,418,580
Year 8FY 2032 · Short-life MACRS + 39-yr shell$50,063$1,468,643
Year 9FY 2033 · Short-life MACRS + 39-yr shell$50,071$1,518,714
Year 10FY 2034 · Short-life MACRS + 39-yr shell$50,063$1,568,777
Year 11FY 2035 · Short-life MACRS + 39-yr shell$50,071$1,618,848
Year 12FY 2036 · Short-life MACRS + 39-yr shell$50,063$1,668,911
Year 13FY 2037 · Short-life MACRS + 39-yr shell$50,071$1,718,982
Year 14FY 2038 · Short-life MACRS + 39-yr shell$47,613$1,766,595
Year 15FY 2039 · Short-life MACRS + 39-yr shell$45,164$1,811,759
Year 16FY 2040 · Short-life MACRS + 39-yr shell$45,164$1,856,923
Year 17FY 2041 · 39-yr shell$45,164$1,902,087
Year 18FY 2042 · 39-yr shell$45,164$1,947,251
Year 19FY 2043 · 39-yr shell$45,164$1,992,415
Year 20FY 2044 · 39-yr shell$45,164$2,037,579
Year 21FY 2045 · 39-yr shell$45,164$2,082,743
Year 22FY 2046 · 39-yr shell$45,164$2,127,907
Year 23FY 2047 · 39-yr shell$45,164$2,173,071
Year 24FY 2048 · 39-yr shell$45,164$2,218,235
Year 25FY 2049 · 39-yr shell$45,164$2,263,399
Year 26FY 2050 · 39-yr shell$45,164$2,308,563
Year 27FY 2051 · 39-yr shell$45,164$2,353,727
Year 28FY 2052 · 39-yr shell$45,164$2,398,891
Year 29FY 2053 · 39-yr shell$45,164$2,444,055
Year 30FY 2054 · 39-yr shell$45,164$2,489,219
Year 31FY 2055 · 39-yr shell$45,164$2,534,383
Year 32FY 2056 · 39-yr shell$45,164$2,579,547
Year 33FY 2057 · 39-yr shell$45,164$2,624,711
Year 34FY 2058 · 39-yr shell$45,164$2,669,875
Year 35FY 2059 · 39-yr shell$45,164$2,715,039
Year 36FY 2060 · 39-yr shell$45,164$2,760,203
Year 37FY 2061 · 39-yr shell$45,164$2,805,367
Year 38FY 2062 · 39-yr shell$16,936$2,822,303
Total over 38 years$2,822,303

Short-life property is deducted in full now; only the 39-year shell spreads forward.

Section 02

How the asset depreciates

This year's deduction comes from reclassifying short-life property out of the building basis: the 5- and 15-year components take bonus depreciation now, and the rest depreciates on the regular schedule. A catch-up also applies for depreciation under-claimed in prior years.

First-year MACRS depreciation
$81,771 8%
Regular first-year depreciation on the remaining basis, including the 39-year shell (mid-month, partial year).
§481(a) catch-up
$989,538 92%
One-time deduction equal to the cumulative shortfall from prior years' under-claimed depreciation.
Prior-year catch-up: $989,538. One deduction this year for 2 prior years of under-claimed depreciation, claimed via Form 3115 · DCN 7. The year-by-year table below derives this figure. It is not an additional deduction.
Show the year-by-year build-up

For each year since the property was placed in service, this compares depreciation actually taken against what the cost segregation study would have allowed. The cumulative shortfall is the catch-up above.

Tax yearDepreciation takenAllowed with studyShortfallCumulative catch-up
2023$61,350$1,010,006$948,656$948,656
2024$61,350$102,232$40,882$989,538
Section 03

Component allocation

$1,183,612 of short-life property, accelerated out of the $2,945,000 depreciable basis. The rollup below organizes the full basis by recovery period, then by room, then down to each component and its verified source.

5- & 15-year short-life · by room
Property-wide$714K60%
Carpet and flooring (non-permanent)$90,208
Window treatments$90,208
Cabinetry (non-permanent)$90,208
Appliances$90,208
Decorative lighting$90,208
Linens and decor (non-permanent)$90,208
Driveway and walkways$57,733
Landscaping (depreciable)$57,733
Fencing$57,733
Exterior$230K19%
Resort landscaping + irrigation$85,000
Travertine pool deck + summer-kitchen patio$70,000
Paver motor court + dock walkway$50,000
Landscape + dock lighting$25,000
Multiple$164K14%
Custom cabinetry: kitchen, baths, bar$90,000
Decorative lighting package$40,000
General contractor labor: capitalized (§263A allocated → 5-yr)$22,179
General contractor labor: capitalized (§263A allocated → 15-yr)$11,983
Kitchen$75K6%
Thermador appliance suite + outdoor kitchen$75,000
Allocation rollup

Recovery bucket → room → component line item.

5-year personal property$768,429
Property-wide$541,248
Appliances & FF&E
Carpet and flooring (non-permanent)$90,208Archetype
Window treatments$90,208Archetype
Cabinetry (non-permanent)$90,208Archetype
Appliances$90,208Archetype
Decorative lighting$90,208Archetype
Linens and decor (non-permanent)$90,208Archetype
Multiple$152,179
Appliances & FF&E
Custom cabinetry: kitchen, baths, bar$90,000sample:miami#36
Electrical
Decorative lighting package$40,000sample:miami#37
Soft costs
General contractor labor: capitalized (§263A allocated → 5-yr)$22,179sample:miami#46
Kitchen$75,000
Appliances & FF&E
Thermador appliance suite + outdoor kitchen$75,000sample:miami#35
15-year land improvements$415,183
Property-wide$173,199
Site & land improvements
Driveway and walkways$57,733Archetype
Landscaping (depreciable)$57,733Archetype
Fencing$57,733Archetype
Multiple$11,983
Soft costs
General contractor labor: capitalized (§263A allocated → 15-yr)$11,983sample:miami#46
Exterior$230,000
Site & land improvements
Resort landscaping + irrigation$85,000sample:miami#38
Travertine pool deck + summer-kitchen patio$70,000sample:miami#39
Paver motor court + dock walkway$50,000sample:miami#40
Electrical
Landscape + dock lighting$25,000sample:miami#41
39-year nonresidential shell$1,761,388
Property-wide$1,450,550
Structure & envelope
Residential rental building$1,450,550Archetype
Multiple$250,838
Structure & envelope
Impact windows + sliding glass walls$80,000sample:miami#42
Interior finishes
Porcelain + stone flooring throughout$65,000sample:miami#43
Plumbing
Spa-bath plumbing fixtures: six baths$55,000sample:miami#44
Soft costs
General contractor labor: capitalized (§263A allocated → 39-yr)$50,838sample:miami#46
Structure$60,000
HVAC / Mechanical
Variable-refrigerant HVAC + ductwork$60,000sample:miami#45
State tax treatment

What each state does with this deduction

Each state this study touches, classified by how it treats the federal year-one deduction.

Florida (FL)No state income tax

No individual income tax; the federal deduction is the whole story for Florida.

Section 04

Verified sources

Every figure traces to a primary source. This is the provenance behind the engineered review: what we relied on, what it established, and how we confirmed it.

SourceWhat it verifiedHowStatus
County assessor recordLand vs. improvement allocationPublic parcel record · 02-3210-001-0450Verified
IRS authoritiesClassification & recovery periodsCross-referenced per componentVerified
Section 05

Methodology calibrated to IRS standards

Component allocations follow the IRS Cost Segregation Audit Techniques Guide and MACRS recovery periods. Every assumption traces to a publicly cited authority.

Indirect cost allocation (IRC §263A)

$85,000 of indirect soft costs (architectural and engineering design, permits, and construction oversight) are capitalized into basis under §263A and allocated pro-rata across the depreciable asset classes in proportion to direct basis, rather than capitalized entirely to the building shell. $34,162 of that pool rides to 5- and 15-year property, where it is recovered on the same accelerated schedule as the components it supports.

5-year property$22,179
15-year property$11,983
39-year property$50,838
Key parameters & assumptions

The figures above are fixed by these study-specific inputs: the bonus rate is set by the placed-in-service and §168(k) acquisition dates, and any disposition is a taxpayer election. They carry through the entire study.

Tax year of filing2025
MACRS recovery periods, conventions, and the bonus rate are applied as in effect for this filing year.
First-year bonus rate80%
IRC §168(k) first-year bonus depreciation. 80% bonus per TCJA phase-down (PIS 2023).
Land allocation$775,000
Land is non-depreciable and excluded from the reclassified basis.
MACRS conventionsMid-month / half-year
The 39-year shell uses the mid-month convention; 5- and 15-year property uses the half-year (or mid-quarter) convention per IRS Pub. 946.
Authorities
AuthorityHow it applies to this study
STATUTE IRC §167IRC §167
STATUTE IRC §168IRC §168
REV_PROC Rev. Proc. 87-56Rev. Proc. 87-56, 1987-2 C.B. 674
ATG Cost Seg ATGIRS Cost Segregation Audit Technique Guide (revised 2017)
CASE WhitecoWhiteco Industries Inc. v. Commissioner, 65 T.C. 664 (1975)
CASE HCAHospital Corp. of America v. Commissioner, 109 T.C. 21 (1997), acq. 2000-2 C.B. xvi
REV_RUL Rev. Rul. 2003-81Rev. Rul. 2003-81, 2003-2 C.B. 126
REG Treas. Reg. §1.167(a)-1Treas. Reg. §1.167(a)-1
Section 06

Engineered review pass

Every study runs through the same four-stage engineered review before release: produced by the cost segregation engine, independently re-computed, and cross-checked against IRS authorities and public records.

01

Source ingestion

Source facts and citations verified at intake.

Engineer agent run not recorded on this engine run
02

Component classification

Components mapped to MACRS class lives per Rev. Proc. 87-56 + IRS ATG.

Engineer agent run not recorded on this engine run
03

Reconciliation

Allocation sum reconciled to depreciable basis within tolerance.

Engineer agent run not recorded on this engine run
04

Compliance check

Bonus eligibility, anti-churning, and completeness validated.

Engineer agent run not recorded on this engine run
Engineered review pass
All 4 stages passed. Cleared for delivery.
Run ID b605ce80782f08ac
Hash b605ce8008ac
Sealed Jun 12, 2026
AI engineering review

The study is reviewed through an engineered QA workflow designed around IRS ATG review criteria, with human review of component classifications and cost reconciliations.

Independent re-computation

Allocations re-run by a second model and reconciled.

IRS-authority cross-check

Each component mapped to the IRS ATG, Rev. Proc. 87-56, and MACRS class lives.

Audit trail retained

Every source document and the full run log are retained for the audit-defense window.

About this study. Component allocations are cross-validated against IRS authorities, assessor records, and the client's source documents during the preparation workflow.
Preparer & qualifications. This cost segregation study was prepared by Unlevered's engineering review team, whose agents hold expertise in construction cost estimating and federal depreciation tax law. The team supervised the data inputs, reviewed the component analysis, and made the final §1245/§1250 and recovery-period determinations. Unlevered's cost segregation engine is a computational tool used by the preparer, analogous to the commercial estimating software relied on in a traditional engineering-based study, and Unlevered stands behind these results, including in the event of examination. The taxpayer's own tax return preparer is the sole tax return preparer: they review the study, exercise independent professional judgment in adopting its component classifications, and prepare and file the return using their own tax software. Unlevered is not a tax return preparer under IRC §7701(a)(36) and Treas. Reg. §301.7701-15.
Unlevered, Inc.
Cost segregation study prepared and reviewed by the Unlevered engineering review team
Signed
Jun 12, 2026