For realtor partners

Realtors love cost seg. It expands their clients' budgets.

Counting the first-year deductions raises what a client can afford.

Bola Akinsanya

Bola Akinsanya · Founder, Unlevered · September 24, 2026

Realtors are savvy and strategic. Their duty is to get the best value for their client and help them weigh every factor in a purchase. In short-term rental markets, tax treatment is one of those factors, so the best agents bring cost segregation into the conversation before the offer. It changes how much house the client can afford.

A cost segregation study splits a property into its components. Appliances, fixtures, flooring, and site work move to shorter depreciation schedules, so a qualifying buyer takes more of the deduction in the first year of ownership. Those first-year deductions are what stretch the budget.

Cost seg made simple
FOR REALTOR PARTNERS

Realtors love cost seg.It expands their clients’ budgets.

Why? Once the deductions are factored in, cost seg increases your clients’ purchasing power. In STR markets, the savviest teams are the front-line unlock for their clients, and that builds trust.

YOUR CLIENT’S BUYING POWERIllustrative
Without cost seg
$600K
With cost seg
$850K
+$250Kmore they can buy
A second home where a handful of rentals cover the cost, and it doubles as a family getaway.
Mountain vacation homeSTR · VACATION HOME
REALTOR
Realtor holding a tablet
Small multifamily building2–4 UNIT MULTIFAMILY
01
EducateShow clients how cost seg expands what they can buy.
02
EstimateGive them a deduction estimate before they make an offer.
03
EarnBuild a revenue stream from every client you introduce.
Help your clients buy more house.Build a new revenue stream for your business.
Apply to Partnerunlevered.io/partners
Geospatial Engineering for Cost Seg™Engineered with ❤️ in San Francisco
The buying power figures are illustrative, not a lending decision or a study result.

In the example above, a client shopping at $600K can look at homes up to $850K once the deductions are counted. For some buyers that makes room for a second home where a few rentals cover the cost and the family still uses it for getaways.

The bigger budget is only part of what we see. When a realtor educates a client on cost segregation, the client goes into one of the biggest purchases of their life with a considered view of what the home will cost them after tax, not just the price on the listing.

The fit is strongest for STR vacation homes and two-to-four unit multifamily. Send your client to us for a deduction estimate before they write the offer.

This is not tax advice. The deduction depends on the buyer's income, how they use the property, and how much of the price is land. The buyer's CPA confirms the numbers.

For realtors and brokerages

Help your clients buy more house. Build a new revenue stream for your business.

Apply to partner

Working with a buyer right now? Their estimate starts at unlevered.io/hello.

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All posts · What a cost segregation report looks like · Curious what a study actually looks like? Read a real one.