For realtor partners
Realtors love cost seg. It expands their clients' budgets.
Counting the first-year deductions raises what a client can afford.
Bola Akinsanya · Founder, Unlevered · September 24, 2026
Realtors are savvy and strategic. Their duty is to get the best value for their client and help them weigh every factor in a purchase. In short-term rental markets, tax treatment is one of those factors, so the best agents bring cost segregation into the conversation before the offer. It changes how much house the client can afford.
A cost segregation study splits a property into its components. Appliances, fixtures, flooring, and site work move to shorter depreciation schedules, so a qualifying buyer takes more of the deduction in the first year of ownership. Those first-year deductions are what stretch the budget.
In the example above, a client shopping at $600K can look at homes up to $850K once the deductions are counted. For some buyers that makes room for a second home where a few rentals cover the cost and the family still uses it for getaways.
The bigger budget is only part of what we see. When a realtor educates a client on cost segregation, the client goes into one of the biggest purchases of their life with a considered view of what the home will cost them after tax, not just the price on the listing.
The fit is strongest for STR vacation homes and two-to-four unit multifamily. Send your client to us for a deduction estimate before they write the offer.
This is not tax advice. The deduction depends on the buyer's income, how they use the property, and how much of the price is land. The buyer's CPA confirms the numbers.
For realtors and brokerages
Help your clients buy more house. Build a new revenue stream for your business.
Apply to partnerWorking with a buyer right now? Their estimate starts at unlevered.io/hello.


