The average high earner overpays by
in taxes they don't owe. What's your number?
How it works
Take the quiz
Seven quick questions about your income, real estate, and retirement.
Get your dashboard
See every strategy that fits, ranked by savings, in one place.
Work with our tax strategy team
Hand it off to a real tax strategist when you're ready to implement.
See what Unlevered found for people like you.
Surgeons, lawyers, startup employees, restaurant owners, tech couples. Our algorithm pulls directly from the IRC tax code to calculate real savings.
Most people miss these.
Here's a sample of the 50+ strategies hiding in the tax code.
Tap any card to see the details. Each strategy includes the math, what to do, and who can help you do it.
RSU withholding gap
Default RSU withholding is 22%, but most equity earners are in the 32-37% bracket. Cover the gap with a Q4 estimated payment.
Backdoor Roth IRA
Get money into a Roth even when income phases you out. Contribute after-tax to a traditional IRA, then convert.
HSA triple advantage
Pre-tax in, growth untaxed, qualified medical withdrawals untaxed. The only triple-tax-advantaged account.
Income transition planning
Use gap years between jobs or before retirement to realize income at lower brackets and Roth-convert.
Cost segregation
Reclassify property components into 5/7/15-year buckets. Front-loads depreciation against income.
STR furnishing deduction
Furnishings for short-term rentals are 5-year property and bonus-eligible. Direct write-down on placed-in-service.
Each strategy includes the math and what to do.
Built for CPAs, Financial Advisors, and Enrolled Agents
Built for clients earning $250K+. They save $43K+ on average, and firms that deliver those results grow advisory revenue. Powered by 218+ IRC-backed strategies and a proprietary tax engine built from the ground up.
Run proactive tax strategy reports in minutes. Identify savings opportunities your clients never knew existed, backed by the same IRC code you work with every day.
Layer tax strategy onto your wealth planning practice. IRC-backed analyses that show clients the full picture, not just returns.
Put your IRC expertise to work at scale. Deliver detailed tax strategy analyses with code citations your clients can verify and act on.
Common questions
Is this a CPA service?+
We're a tax strategy platform. When you're ready to implement, we connect you with our tax strategy team to plan, optimize, and file.
How accurate is the estimate?+
It's directional based on your quiz answers. Upload your documents in the dashboard to move from estimate to actuals.
Do you have a platform for advisors or businesses?+
Yes. The Advisor & Business Tax Engine is built for CPAs, financial advisors, and enrolled agents who want to run proactive tax strategy reports for their clients. It includes 218+ IRC-backed strategies, document extraction, client-ready reports, and a practice dashboard. Learn more at unlevered.io/for/advisors.
Is Unlevered only for individuals?+
No. Unlevered offers two products. The Individual Tax Engine is a free analysis for high earners. The Advisor & Business Tax Engine is a practice platform for CPAs, financial advisors, and enrolled agents to run client reports at scale. See the advisor platform at unlevered.io/for/advisors.
Do I need to enter sensitive info to start?+
No. The quiz takes 3 minutes and asks ranges, not exact numbers. You only share documents once you're inside your dashboard.
What does it cost?+
Your tax savings report is completely free. If you'd like hands-on help implementing your strategies, you can request a matched tax specialist at no obligation.
How is my data protected?+
Encrypted in transit and at rest. Documents auto-delete 30 days after your tax year closes. GLBA and IRS Pub 4557 compliant.
Can I use this if I already have a CPA?+
Yes. Many people bring our strategy list to their existing CPA as a checklist of things to ask about.